Terrible At Saving Up? Here’s My Best Tip!

Hey guys,

Thanks for checking in.

In a previous post called Not Thinking When Writing I was talking about travelling and how I hate saving up money – or let’s say how terrible I am at saving up.

I guess from the title and what I’ve written so far, you can kind of figure out what I’m going to write about today – my best tips for saving up – both small and big amounts.

Trust me, if it works for me, it works for you!

So, when I lived in Dublin I purchased this amazing Guinness “Beer-money” souvenir money box. I didn’t really plan to start saving anything at the time but it quickly turned out to be a turning point for me and my savings skills.

Skærmbillede 2018-06-19 kl. 11.57.29.pngPretty cool, right?

Cash vs Card – Saving Small Can Add Up

So here is what I did.

Usually I would just use my card whenever I had to purchase something but I figured that was a stupid idea as I would never keep track of my spendings.

Therefore, what I did was, I withdrew a certain amount of money for each week to spent on transportation, food, fun etc. When you withdraw larger amounts of money you will always get notes, right? So whenever I had to go grocery shopping or something like that I would bring a note (5, 10, 20 or 50 EURO notes) – then, when I came home if I had any coins left from that note I would throw all the coins in the savings box.

It might not sound like a whole lot but trust me, you save more than you can imagine. Of course this means you cannot just take out the coins again whenever you need them – that would kill the whole point of this. 

In about 3 months of saving like this – without even thinking about the awesome Guinness savings box I had actually saved about 550 EURO – just by withdrawing money instead of using my card plus putting away/saving all the coins I would ever come across. Please note that I, in the beginning, never put aside any notes – only coins.

Of course you can also do this with notes.

All About The Rules You Set Up

I’m not a big fan of rules but sometimes even I gotta admit they come in handy.

To give you some overall tips on how I saved up:

  • Make a budget – AND STICK WITH IT!
  • Withdraw money each week for your groceries, transportation, fun etc.
  • When you go out to spent money, bring your notes and not your card.
  • Whenever you’ve spent money, you put aside all the coins you have left from the note you spent.
  • If you’d like to save more (like I’m doing now) you can put away smaller notes too.

Right now, I’m putting away any small notes that I would get back. In Dublin it was a 5 EURO note. Here in Denmark it’s a 50 DKK note (about 7 euros).

Sometimes putting aside bigger amounts can give a serious feeling of excitement. 

This quickly adds up and I haven’t counted how much money’s in the box right now, but it’s adding up quickly.

Skærmbillede 2018-06-19 kl. 11.57.43.png

Wrapping Up

This is, of course, just one way to save up. If you’re like me, this way is a genius way of saving up. Trust me, saving up small can add up to big amounts as well.

I’m going to keep doing it this way. Please note that I also have a savings account online but this way allows me to save up for a flight, a hotel, or maybe some allowance money for a trip.


That’s it!If you liked this tip please feel free to let me know. You can also follow this blog for more inspiration and posts like this!


Thank you guys!

Junior out.




journeywithjuniorcom View All →

My name is Rasmus, I'm a Danish guy who wants to share every thought, dream and struggle about my life.

Via trips abroad as an expat to London, Lisbon and must recently Dublin I've gained some experiences that I would like to share.

I play the guitar, sing, love to travel, spent time with my friends and family and I'm a big Manchester United fan.

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